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KVELL.SMEV

Minimal bureaucracy

A direct channel to government data systems for verifying clients, partners, and counterparties. No intermediaries or delays. Our own certified infrastructure for exchanging data with the Ministry of Internal Affairs, the Federal Tax Service, the Social Fund of Russia, Rosreestr, and other agencies.

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  • KVELL mnemonic in SMEV

    77AL01

    Participants registry

  • highest FSTEC security class

    K1 / UZ-1

  • verification methods

    60+

  • both protocols

    SMEV 3/4

Compliance No. 117

KVELL's information system (77AL01) fully complies with the requirements of FSTEC of Russia Order No. 117 — the regulation on protecting information that interacts with government systems. KVELL has been certified at the highest security class K1 and the first level of personal data protection UZ-1 — the same level required for federal government information systems.

What SMEV is and how KVELL fits in

SMEV is the unified system of interagency electronic interaction, through which government bodies exchange data with each other and with accredited market participants. Connecting to SMEV is not an API from a single agency but an infrastructural status: your own mnemonic, your own responsibility to the regulator, and your own information security perimeter.

KVELL is a direct SMEV participant, not an aggregator layered on top of someone else's connection. Requests are sent on behalf of KVELL under its own mnemonic and its own certification, which shortens the chain of intermediaries to a single link: you → KVELL → agency.

Mnemonic

77AL01

KVELL's unique code in the SMEV participants registry. It can be verified in the public registry of the Russian Ministry of Digital Development.

Status

Direct participant

Not a sub-agent and not a layer over someone else's channel. Full responsibility and certification rest with KVELL.

Channel

ViPNet + ZSPD

Secure data transmission via certified cryptographic information protection tools together with the Rostelecom network.

Infrastructure and protection

K1

The first (highest) security class of an informatisation facility.

UZ-1

The first (highest) level of security when processing personal data.

1G

The security class of an automated system against unauthorised access.

2-way

Sending requests and receiving data in both directions.

Compliance has been confirmed with the requirements of FSTEC of Russia Order No. 117 of 11.04.2025 (information protection in government information systems and public authority systems), FSTEC of Russia Order No. 21 of 18.02.2013 (personal data protection), and the guidance document of the Russian State Technical Commission of 30.03.1992. This is not a one-off procedure but a maintained perimeter: certified protection tools, regulations, and regular monitoring.

Legal framework

Decree No. 697

of the Government of the Russian Federation — on the unified system of interagency electronic interaction (SMEV)

Federal Law 161

On the national payment system — the basis for verifying the legitimacy of transactions

Order No. 21

FSTEC of Russia of 18.02.2013 — the composition and content of personal data protection measures

Federal Law 152

On personal data — the legal basis for processing information about data subjects

Order No. 117

FSTEC of Russia of 11.04.2025 — requirements for information protection in government information systems

Federal Law 115

On combating the legalisation of income — the basis for AML/KYC checks via SMEV

Federal Law 149 / 216

On information, information technologies and information protection — information security requirements for systems interacting with public authorities

What can be checked

More than 60 methods for verifying individuals and legal entities via SMEV-3, SMEV-4, and related systems — grouped into 5 clear categories.

Debts and risks

Bankruptcy, bailiff enforcement proceedings, tax arrears.

Identification (UPRID)

Passport, SNILS, TIN, registered address, self-employed status.

AML / sanctions

Sanctions lists, foreign agents, politically exposed persons.

Property

VIN liens, full name and TIN, traffic police fines, cadastral information.

Other

Document recognition (OCR), HR calculations, and other reference methods.

The full list of methods with request and response parameters is available in the docs.kvell.group documentation. Access to each method is enabled under a separate agreement (EDI) within the licence agreement.

Who this solution is for

  • Car dealerships

    “Vehicle and buyer check in a single request”

    VIN lien checks before a trade-in deal, traffic police fines by vehicle registration certificate, and buyer passport verification when arranging a loan or leasing.

  • Pawnshops

    “Client identification and legal cleanliness of the pledge”

    Verification of the client's passport and registered address, as well as the absence of encumbrances on the pledged item — before accepting it as collateral.

  • Insurance companies

    “Real-time verification of the payout recipient”

    Passport and TIN verification before paying compensation, bankruptcy and enforcement proceedings checks — to prevent fraudulent payouts.

  • HR / staffing services / compliance

    “Screening for fiscal and enforcement cleanliness”

    Checking candidates and partners for bankruptcy, open enforcement proceedings, PEP or foreign agent status — two channels in a single interface.

  • Wallets / banks / payment apps

    “A full verification cycle in a single interface”

    Two-way exchange: client identification, AML screening against sanctions and foreign agent lists, verification of self-employed partners — with no manual reconciliation.

  • MFIs, MCCs, CCPs

    “Scoring and compliance before issuing a loan”

    Passport and SNILS checks, bankruptcy, bailiff enforcement proceedings, self-employed status — the full package of compliance checks before issuance and during collection.

Document checks in your KVELL dashboard

We adapt to you: receive data through the dashboard or via API, and use SMEV 3 or SMEV 4 databases

  • Passport check
  • SNILS check
  • TIN check
  • Self-employed check… and much more
Connect
Passport checkTIN checkSelf-employed checkSNILS check… and much more

Quick start

We provide access to interact with 60+ government services and agencies

  1. Submit a request on the website

    We will contact you and clarify the details

  2. Send the form and documents

    We will review them the same day

  3. Set up your dashboard

    or connect promptly via API

  4. Done!

    Your interaction with public authorities is now far more convenient

Use KVELL apps for work

With the KVELL.Business app, you get full access to the KVELL ecosystem for finance and accounting optimization.
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Learn more about the service

Why KVELL

SBP payoutsWe process payouts by card number and phone number with instant crediting to customers
Verification and securityWe verify passports directly through SMEV and ensure payment data protection in line with PCI DSS standards
Compliant by designWe operate in full compliance with the law, ensuring transaction transparency and data protection
Transparent pricingWe offer tailored pricing plans with the option to lower rates as your turnover grows
Partnerships with multiple banksWe bring accounts from different banks together in one dashboard for convenient financial management
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